The people steering HMC Holding

With over 20 years of experience in finance and strategic business consulting, Merzan Hessou guides companies and investors in developing sustainable, future-oriented strategies.

Following positions at leading banks and insurance institutions in Germany, he has spent the past several years applying his expertise in the dynamic investment landscape of the United Arab Emirates.

His mission is to clearly decode economic complexities and develop solutions with his partners that deliver not only on paper but also in practice.

Reliability, foresight, and close, trust-based collaboration form the foundation of his approach. With a refined understanding of individual needs and a strong focus on long-term value creation, Merzan Hessou is a trusted advisor for those looking to make informed decisions in a demanding market environment.

Bilel Moussa is the driving force and founder of our firm—a passionate investment and real estate advisor with a keen sense for opportunity in the UAE.

For many years, he has supported investors in bringing their visions to life. Combining deep market insight with strategic thinking and intuitive judgment, he develops tailored solutions that pave the way for long-term success.

From exclusive real estate opportunities to personalized investment strategies, his recommendations are grounded in experience, precision, and a firm commitment to creating real value.

Respected for his trustworthy demeanor and diplomatic approach, Bilel Moussa is more than just a consultant for many of our international clients—he is a reliable partner navigating one of the most dynamic markets in the world.

His dedication and unwavering focus on sustainable outcomes make him a driving force within our organization.